Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Rates updated daily
  2. No credit score impact
  3. Editorial methodology

Recently added

CIMB Personal Loan

Provider
CIMB Bank
Min APR %
3%
Max APR %
12%
Min Amount
SGD 5,000
Max Amount
SGD 200,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
Same day
Requirements
Singapore citizen or PR or foreigner with EP, Age 21-65, Min annual income SGD 30,000
Type
Personal
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Standard Chartered CashOne Personal Loan

Provider
Standard Chartered
Min APR %
3.5%
Max APR %
14%
Min Amount
SGD 5,000
Max Amount
SGD 250,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
Within 1 business day
Requirements
Singapore citizen or PR or foreigner with EP, Age 21-65, Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)
Type
Personal
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HSBC Personal Instalment Loan

Provider
HSBC Singapore
Min APR %
2.5%
Max APR %
12%
Min Amount
SGD 5,000
Max Amount
SGD 100,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
1-3 business days
Requirements
Singapore citizen or PR or foreigner with EP, Age 21-65, Min annual income SGD 40,000, HSBC credit card or account holder preferred
Type
Personal
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OCBC Personal Loan

Provider
OCBC Bank
Min APR %
3.99%
Max APR %
12%
Min Amount
SGD 5,000
Max Amount
SGD 250,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
Within 1 business day
Requirements
Singapore citizen or PR or foreigner with EP/SP, Age 21-65, Min annual income SGD 30,000
Type
Personal
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DBS Personal Loan

Provider
DBS Bank
Min APR %
3.22%
Max APR %
12%
Min Amount
SGD 3,000
Max Amount
SGD 200,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
Instant approval for existing customers
Requirements
Singapore citizen or PR or foreigner with valid work pass, Age 21-65, Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner), Good credit bureau score
Type
Personal
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UOB Personal Loan

Provider
UOB
Min APR %
3.54%
Max APR %
12%
Min Amount
SGD 5,000
Max Amount
SGD 200,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
Within 1 business day
Requirements
Singapore citizen or PR or foreigner with EP, Age 21-65, Min annual income SGD 30,000
Type
Personal
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