Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Search loans
  1. Rates updated daily
  2. No credit score impact
  3. Editorial methodology

Recently added

Standard Chartered Personal Loan

Provider
Standard Chartered
Min APR %
22%
Max APR %
28%
Min Amount
PKR 30,000
Max Amount
PKR 4,000,000
Min Term (months)
12 months
Max Term (months)
60 months
Approval Time
10 working days
Requirements
Pakistani national aged 21+ (salaried) or 25+ (self-employed), Valid CNIC, Active email and Pakistan mobile number, Income proof required
Type
Personal
Check rates →

MCB Personal Loan

Provider
MCB Bank
Min APR %
25.36%
Max APR %
27.36%
Min Amount
PKR 50,000
Max Amount
PKR 2,000,000
Min Term (months)
12 months
Max Term (months)
48 months
Approval Time
3-5 business days
Requirements
Salaried (private sector, government, armed forces), Existing credit history with any bank, MCB salary account (1+ year) or existing MCB Car4U customer, CNIC required
Type
Personal
Check rates →

Faysal Islami Personal Finance

Provider
Faysal Bank
Min APR %
30%
Max APR %
30%
Min Amount
PKR 50,000
Max Amount
PKR 4,000,000
Min Term (months)
12 months
Max Term (months)
48 months
Approval Time
Via branch or call 021 111 06 06 06
Requirements
Pakistani national, Age 18-70 at maturity, Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed), Valid CNIC, 50% processing fee discount for Amal women account holders
Type
Personal
Check rates →

JS Bank CashAsaan Personal Loan

Provider
JS Bank
Min APR %
26%
Max APR %
30%
Min Amount
PKR 60,000
Max Amount
PKR 4,000,000
Min Term (months)
12 months
Max Term (months)
48 months
Approval Time
Same day via JS Mobile
Requirements
Pakistani national, Age 21-60 (salaried), Minimum salary PKR 70,000/month, Valid CNIC, No collateral required
Type
Personal
Check rates →

HBL Personal Loan

Provider
HBL
Min APR %
21.36%
Max APR %
35.99%
Min Amount
PKR 25,000
Max Amount
PKR 3,000,000
Min Term (months)
12 months
Max Term (months)
48 months
Approval Time
Via HBL Mobile App
Requirements
Pakistani national, Salaried or self-employed, No collateral or guarantor required, Up to PKR 1M for pensioners, 50% processing fee discount for female account holders
Type
Personal
Check rates →

Allied Personal Finance

Provider
Allied Bank
Min APR %
28.8%
Max APR %
29.8%
Min Amount
PKR 30,000
Max Amount
PKR 3,000,000
Min Term (months)
12 months
Max Term (months)
48 months
Approval Time
3-5 business days
Requirements
Pakistani national aged 21-59 (salaried) or 21-64 (self-employed), Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank), Min 6 months banking relationship, Min 2 years employment (salaried), CNIC required
Type
Personal
Check rates →

Bank Alfalah Personal Loan

Provider
Bank Alfalah
Min APR %
29.8%
Max APR %
35%
Min Amount
PKR 50,000
Max Amount
PKR 3,000,000
Min Term (months)
12 months
Max Term (months)
48 months
Approval Time
Instant via Alfa App (60 seconds for eligible)
Requirements
Pakistani national, Age 21-60 (salaried), Salaried, self-employed, landlords, housewives, or retired, Minimum salary PKR 50,000/month (salaried), Valid CNIC
Type
Personal
Check rates →