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Standard Chartered Personal Loan Provider Standard Chartered Min APR % 22% Max APR % 28% Min Amount PKR 30,000 Max Amount PKR 4,000,000 Min Term (months) 12 months Max Term (months) 60 months Approval Time 10 working days Requirements Pakistani national aged 21+ (salaried) or 25+ (self-employed), Valid CNIC, Active email and Pakistan mobile number, Income proof required Type Personal
MCB Personal Loan Provider MCB Bank Min APR % 25.36% Max APR % 27.36% Min Amount PKR 50,000 Max Amount PKR 2,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time 3-5 business days Requirements Salaried (private sector, government, armed forces), Existing credit history with any bank, MCB salary account (1+ year) or existing MCB Car4U customer, CNIC required Type Personal
Faysal Islami Personal Finance Provider Faysal Bank Min APR % 30% Max APR % 30% Min Amount PKR 50,000 Max Amount PKR 4,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time Via branch or call 021 111 06 06 06 Requirements Pakistani national, Age 18-70 at maturity, Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed), Valid CNIC, 50% processing fee discount for Amal women account holders Type Personal
UBL CashPlus Personal Loan Provider UBL Min APR % 23% Max APR % 28% Min Amount PKR 50,000 Max Amount PKR 3,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time 2-5 business days Requirements Pakistani national, Salaried or self-employed, CNIC required, Quick processing Type Personal
JS Bank CashAsaan Personal Loan Provider JS Bank Min APR % 26% Max APR % 30% Min Amount PKR 60,000 Max Amount PKR 4,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time Same day via JS Mobile Requirements Pakistani national, Age 21-60 (salaried), Minimum salary PKR 70,000/month, Valid CNIC, No collateral required Type Personal
HBL Personal Loan Provider HBL Min APR % 21.36% Max APR % 35.99% Min Amount PKR 25,000 Max Amount PKR 3,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time Via HBL Mobile App Requirements Pakistani national, Salaried or self-employed, No collateral or guarantor required, Up to PKR 1M for pensioners, 50% processing fee discount for female account holders Type Personal
Allied Personal Finance Provider Allied Bank Min APR % 28.8% Max APR % 29.8% Min Amount PKR 30,000 Max Amount PKR 3,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time 3-5 business days Requirements Pakistani national aged 21-59 (salaried) or 21-64 (self-employed), Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank), Min 6 months banking relationship, Min 2 years employment (salaried), CNIC required Type Personal
Bank Alfalah Personal Loan Provider Bank Alfalah Min APR % 29.8% Max APR % 35% Min Amount PKR 50,000 Max Amount PKR 3,000,000 Min Term (months) 12 months Max Term (months) 48 months Approval Time Instant via Alfa App (60 seconds for eligible) Requirements Pakistani national, Age 21-60 (salaried), Salaried, self-employed, landlords, housewives, or retired, Minimum salary PKR 50,000/month (salaried), Valid CNIC Type Personal