Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Financial Education: In-depth guides to help you understand your borrowing options.
Loan Comparison: Side-by-side comparisons of rates, terms, and eligibility.
Expert Reviews: Honest assessments from our independent editorial team.

Recently added

RCBC Pasado Loan

Provider: RCBC
Min APR %: 19%
Max APR %: 34%
Min Amount: PHP 20,000
Max Amount: PHP 5,000,000
Min Term (months): 3 months
Max Term (months): 60 months
Approval Time: 3-5 banking days
Requirements: Minimum gross monthly income ₱15,000, Employed or self-employed, At least 2 years work experience, Valid government-issued ID
Type: Personal

BPI Personal Loan

Provider: BPI
Min APR %: 25.03%
Max APR %: 28.67%
Min Amount: PHP 20,000
Max Amount: PHP 3,000,000
Min Term (months): 12 months
Max Term (months): 36 months
Approval Time: 2-3 banking days
Requirements: Minimum gross monthly income ₱15,000, At least 1 year with current employer, Valid government-issued ID, Proof of billing address
Type: Personal

Metrobank Personal Loan

Provider: Metrobank
Min APR %: 25.98%
Max APR %: 36.74%
Min Amount: PHP 20,000
Max Amount: PHP 2,000,000
Min Term (months): 12 months
Max Term (months): 36 months
Approval Time: 7 banking days
Requirements: Minimum gross monthly income ₱15,000, At least 2 years with current employer, Valid government-issued ID, Proof of billing address
Type: Personal

UnionBank Personal Loan

Provider: UnionBank
Min APR %: 25%
Max APR %: 36%
Min Amount: PHP 20,000
Max Amount: PHP 2,000,000
Min Term (months): 12 months
Max Term (months): 60 months
Approval Time: 3-5 banking days
Requirements: Minimum gross monthly income ₱15,000, Employed or self-employed, Filipino citizen 21-65 years old, Valid government-issued ID
Type: Personal

BDO Personal Loan

Provider: BDO
Min APR %: 25.98%
Max APR %: 26.76%
Min Amount: PHP 10,000
Max Amount: PHP 2,000,000
Min Term (months): 6 months
Max Term (months): 36 months
Approval Time: 5-7 banking days
Requirements: Minimum gross monthly income ₱15,000, At least 2 years with current employer, Valid government-issued ID, Proof of billing address
Type: Personal

CTBC Bank Salary Stretch Personal Loan

Provider: CTBC Bank Philippines
Min APR %: 17.88%
Max APR %: 26.28%
Min Amount: PHP 20,000
Max Amount: PHP 2,000,000
Min Term (months): 6 months
Max Term (months): 36 months
Approval Time: within 5 banking days
Requirements: Salaried employee, Minimum gross monthly income ₱15,000, At least 1 year with current employer, Valid government-issued ID
Type: Personal

SB Finance Personal Loan

Provider: SB Finance
Min APR %: 39.43%
Max APR %: 39.43%
Min Amount: PHP 30,000
Max Amount: PHP 3,000,000
Min Term (months): 12 months
Max Term (months): 36 months
Approval Time: 1-3 business days
Requirements: Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila), Filipino citizen 21-60 years old, Employed or self-employed, Valid government-issued ID
Type: Personal

Tonik Quick Loan

Provider: Tonik
Min APR %: 6%
Max APR %: 6%
Min Amount: PHP 5,000
Max Amount: PHP 50,000
Min Term (months): 6 months
Max Term (months): 12 months
Approval Time: Instant in-app
Requirements: Filipino citizen 21-55 years old, Tonik bank account holder, Minimum credit score
Type: Personal