Compare personal loans

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Revolut Personal Loan

Provider: Revolut
Min APR %: 6.5%
Max APR %: 12.99%
Min Amount: €2,000
Max Amount: €30,000
Min Term (months): 12 months
Max Term (months): 60 months
Approval Time: Apply in-app, quick decision
Requirements: Republic of Ireland resident, Age 18+, Revolut account required
Type: Personal

PTSB Personal Loan

Provider: Permanent TSB
Min APR %: 6.2%
Max APR %: 8.8%
Min Amount: €1,500
Max Amount: €75,000
Min Term (months): 12 months
Max Term (months): 60 months
Approval Time: Approval in minutes online or in-app
Requirements: Age 18+, Republic of Ireland resident, PTSB current account required for drawdown, Registered for Open24 Online Banking for instant approval
Type: Personal

Bank of Ireland Personal Loan

Provider: Bank of Ireland
Min APR %: 7.1%
Max APR %: 8.9%
Min Amount: €2,000
Max Amount: €75,000
Min Term (months): 12 months
Max Term (months): 60 months
Approval Time: Online applications in about 15 minutes for existing customers
Requirements: Age 18+, Resident in the Republic of Ireland, Existing Bank of Ireland current account required for online application, Graduate rate available from 5.0% APR for up to €5,000
Type: Personal

An Post Personal Loan

Provider: An Post Money
Min APR %: 6.9%
Max APR %: 19.9%
Min Amount: €5,000
Max Amount: €75,000
Min Term (months): 12 months
Max Term (months): 84 months
Approval Time: Apply online
Requirements: Republic of Ireland resident, Subject to lending criteria and credit history
Type: Personal

Credit Union Personal Loans in Ireland

Provider: Irish Credit Unions
Min APR %: 8%
Max APR %: 12.68%
Min Amount: €1,000
Max Amount: €75,000
Min Term (months): 12 months
Max Term (months): 120 months
Approval Time: Varies by credit union, many offer quick approval
Requirements: Credit union membership required, Republic of Ireland resident, Loan interest rebate available at year-end
Type: Personal

Avant Money Personal Loan

Provider: Avant Money
Min APR %: 6.1%
Max APR %: 19.9%
Min Amount: €5,000
Max Amount: €75,000
Min Term (months): 12 months
Max Term (months): 120 months
Approval Time: Apply online, approval subject to review
Requirements: Age 18+, Resident in Republic of Ireland, Subject to lending criteria
Type: Personal

AIB Personal Loan

Provider: AIB
Min APR %: 8.65%
Max APR %: 8.95%
Min Amount: €1,000
Max Amount: €75,000
Min Term (months): 12 months
Max Term (months): 60 months
Approval Time: Decision within 3 hours for online applications
Requirements: Age 18+, Republic of Ireland resident, AIB current account for online applications, 3-hour online approval for loans under €30,000
Type: Personal

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Revolut vs PTSB: Which Personal Loan Fits Your Needs?

Explore Revolut and PTSB personal loans: 6.5% to 8.8% APR, digital convenience vs. larger loan amounts. Find out which suits your financial goals best.