Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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  1. Rates updated daily
  2. No credit score impact
  3. Editorial methodology

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Liberty Financial Personal Loan

Provider
Liberty Financial
Min APR %
5.67%
Max APR %
24.99%
Min Amount
A$3,000
Max Amount
A$80,000
Min Term (months)
36 months
Max Term (months)
84 months
Approval Time
Get personalised rate in minutes
Requirements
Australian citizen or permanent resident, 18 years or older, Employed with minimum $20,000 p.a. income
Type
Personal
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ING Personal Loan

Provider
ING
Min APR %
6.19%
Max APR %
19.99%
Min Amount
A$5,000
Max Amount
A$60,000
Min Term (months)
12 months
Max Term (months)
84 months
Approval Time
Same day for eligible customers
Requirements
Australian citizen or permanent resident, 18 years or older, Regular income, ING account not required
Type
Personal
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Plenti Secured Car Loan

Provider
Plenti
Min APR %
7.49%
Min Amount
A$5,000
Max Amount
A$75,000
Min Term (months)
36 months
Max Term (months)
84 months
Approval Time
Personalised rate in as little as 60 seconds; average settlement about 24 hours
Requirements
Australian resident, Credit assessment required, Vehicle used as security for secured loan
Type
Car_finance
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Harmoney Personal Loan

Provider
Harmoney
Min APR %
5.76%
Max APR %
24.03%
Min Amount
A$2,000
Max Amount
A$70,000
Min Term (months)
24 months
Max Term (months)
84 months
Approval Time
Fast online approval, funds within 24 hours
Requirements
Australian citizen or permanent resident, 18 years or older, Regular income, No defaults on credit file
Type
Personal
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OurMoneyMarket Personal Loan

Provider
OurMoneyMarket
Min APR %
5.95%
Max APR %
18.99%
Min Amount
A$5,000
Max Amount
A$75,000
Min Term (months)
24 months
Max Term (months)
60 months
Approval Time
Fast online approval
Requirements
Australian citizen or permanent resident, 18 years or older, Regular income, Good credit history
Type
Personal
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Plenti Personal Loan

Provider
Plenti
Min APR %
6.17%
Max APR %
24.09%
Min Amount
A$2,000
Max Amount
A$75,000
Min Term (months)
12 months
Max Term (months)
84 months
Approval Time
Funds in as little as 24 hours from approval
Requirements
Australian citizen or permanent resident, 18 years or older, Regular income
Type
Personal
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Commonwealth Bank Personal Loan

Provider
Commonwealth Bank
Min APR %
7.25%
Max APR %
22.25%
Min Amount
A$4,000
Max Amount
A$50,000
Min Term (months)
12 months
Max Term (months)
84 months
Approval Time
Same day for eligible customers
Requirements
Australian citizen or permanent resident, Regular income, Good credit history for lowest rates
Type
Personal
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