Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Financial Education: In-depth guides to help you understand your borrowing options.
Loan Comparison: Side-by-side comparisons of rates, terms, and eligibility.
Expert Reviews: Honest assessments from our independent editorial team.

Recently added

Spring EQ Home Equity Loans

Provider: Spring EQ
Min APR %: 8.5%
Max APR %: 11.5%
Min Amount: $25,000
Max Amount: $500,000
Min Term (months): 60 months
Max Term (months): 360 months
Approval Time: Talk to an Equity Expert for quick assessment
Requirements: Homeowner with sufficient equity, US resident (not available in NY, HI, UT), Property appraisal required
Type: Home_equity

SoFi Debt Consolidation Loan

Provider: SoFi
Min APR %: 7.74%
Max APR %: 35.49%
Min Amount: $5,000
Max Amount: $100,000
Min Term (months): 24 months
Max Term (months): 84 months
Approval Time: Same day funding available
Requirements: Minimum credit score 680, US citizen or permanent resident, Employed or have regular income
Type: Debt_consolidation

College Ave Student Loans

Provider: College Ave
Min APR %: 2.09%
Max APR %: 17.99%
Min Term (months): 60 months
Max Term (months): 180 months
Approval Time: Apply online, quick credit decision
Requirements: US citizen or permanent resident, Enrolled at eligible school, Creditworthy cosigner may be required, Meet age of majority in state
Type: Student (Private)

LendNation Payday Loans and Services

Provider: LendNation
Min APR %: 100%
Max APR %: 200%
Min Amount: $50
Max Amount: $1,500
Min Term (months): 1 months
Max Term (months): 6 months
Approval Time: Same day at stores
Requirements: Active bank account, Government-issued ID, Proof of income
Type: Payday Loan

Brigit Instant Cash

Provider: Brigit
Min Amount: $50
Max Amount: $250
Min Term (months): 1 months
Max Term (months): 1 months
Approval Time: Minutes
Requirements: Active bank account with regular income deposits, No credit check required, US resident
Type: Cash Advance

Alliant Credit Union Personal Loans

Provider: Alliant Credit Union
Min APR %: 6.75%
Max APR %: 16%
Min Amount: $1,000
Max Amount: $50,000
Min Term (months): 12 months
Max Term (months): 60 months
Requirements: Alliant Credit Union membership required (open to all via joining Foster Care to Success), US citizen or permanent resident, Age 18+, Valid SSN, Bank account, Minimum credit score around 640, Verifiable income
Type: Personal (Credit Union)

myAutoloan Auto Loan

Provider: myAutoloan
Min APR %: 3.99%
Max APR %: 24.99%
Min Amount: $8,000
Max Amount: $100,000
Min Term (months): 24 months
Max Term (months): 84 months
Requirements: US resident, Age 18+, Valid SSN, Valid drivers license, Minimum monthly income of $1,500, Verifiable employment or income source
Type: Auto

Kabbage Business Line of Credit

Provider: American Express
Min Amount: $2,000
Max Amount: $250,000
Min Term (months): 1 months
Max Term (months): 18 months
Approval Time: Same day (online decision)
Requirements: FICO score 660+, Business at least 1 year old, Average monthly revenue $3,000+, Must link business bank account
Type: Business Line Of Credit

Better Mortgage: A Transparent Lending Experience

Provider: Better Mortgage
Min APR %: 6.5%
Max APR %: 8%
Min Amount: $50,000
Max Amount: $2,000,000
Approval Time: Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks
Requirements: US citizen or permanent resident, Valid income documentation, Property in eligible state, Minimum credit score applies
Type: Mortgage

LendingClub Debt Consolidation Loan

Provider: LendingClub
Min APR %: 5.96%
Max APR %: 35.99%
Min Amount: $1,000
Max Amount: $40,000
Min Term (months): 24 months
Max Term (months): 60 months
Approval Time: Approved in as little as 1 hour, funded next business day
Requirements: Minimum credit score 600, US citizen or permanent resident, Verifiable income
Type: Debt_consolidation

Earnest Student Loan Refinance

Provider: Earnest
Min APR %: 4.15%
Max APR %: 14.9%
Min Amount: $5,000
Max Amount: $500,000
Approval Time: Check rate in minutes with no impact on credit score
Requirements: US citizen or permanent resident, Bachelor degree from eligible institution, Minimum credit score required, Stable employment or income
Type: Student_refinance

ACE Cash Express Payday & Installment Loans

Provider: ACE Cash Express
Min APR %: 99%
Max APR %: 199%
Min Amount: $100
Max Amount: $2,000
Max Term (months): 6 months
Approval Time: Same day
Requirements: Active bank account, Verifiable income, Age 18+, Government-issued ID
Type: Payday/installment

Dave ExtraCash

Provider: Dave
Min Amount: $25
Max Amount: $500
Min Term (months): 1 months
Max Term (months): 1 months
Approval Time: 5 minutes
Requirements: Dave Checking account, Active bank account with income history, No credit check
Type: Cash Advance

Oportun Personal Loans for Credit Building

Provider: Oportun
Min APR %: 19.9%
Max APR %: 35.95%
Min Amount: $300
Max Amount: $10,000
Min Term (months): 12 months
Max Term (months): 48 months
Approval Time: Minutes (prequalification), same-day funding
Requirements: No minimum credit score required, US resident in eligible state, Valid bank account or debit card
Type: Personal (Credit Building)

LightStream Auto Loans: Competitive Financing Options

Provider: LightStream (Truist)
Min APR %: 6.49%
Max APR %: 25.39%
Min Amount: $5,000
Max Amount: $100,000
Min Term (months): 24 months
Max Term (months): 84 months
Approval Time: Same day funding available
Requirements: Good to excellent credit required for best rates, US citizen or permanent resident
Type: Auto

Bethpage Federal Credit Union HELOC

Provider: FourLeaf Federal Credit Union
Min APR %: 5.99%
Max APR %: 7.5%
Min Amount: $10,000
Max Amount: $500,000
Min Term (months): 60 months
Max Term (months): 240 months
Approval Time: Apply online
Requirements: Homeowner with equity in property, Credit union membership required, Good credit history
Type: Heloc

Upgrade Debt Consolidation Loan

Provider: Upgrade
Min APR %: 7.74%
Max APR %: 35.99%
Min Amount: $1,000
Max Amount: $50,000
Min Term (months): 24 months
Max Term (months): 84 months
Approval Time: Next business day funding
Requirements: Minimum credit score 580, US citizen or permanent resident, Verifiable income, Must be 18+, Bank account required
Type: Debt_consolidation

Sallie Mae Student Loans

Provider: Sallie Mae
Min APR %: 2.99%
Max APR %: 16.38%
Min Amount: $1,000
Max Amount: $200,000
Min Term (months): 60 months
Max Term (months): 180 months
Requirements: US citizen or permanent resident (international students may apply with eligible cosigner), Age 18+, Valid SSN, Enrolled at least half-time at an eligible school, Creditworthy or have a creditworthy cosigner, Meeting satisfactory academic progress
Type: Student

MoneyKey Online Loans

Provider: MoneyKey
Min APR %: 49%
Max APR %: 200%
Min Amount: $200
Max Amount: $3,500
Min Term (months): 3 months
Max Term (months): 12 months
Approval Time: Same business day
Requirements: Active bank account, Verifiable income, US resident in eligible state
Type: Payday / Installment Loan

Achieve Personal Loans for Debt Consolidation

Provider: Achieve
Min APR %: 6.25%
Max APR %: 35.99%
Min Amount: $5,000
Max Amount: $50,000
Min Term (months): 24 months
Max Term (months): 60 months
Approval Time: 24-72 hours
Requirements: Minimum credit score 640, US citizen or permanent resident, Verifiable income
Type: Personal (Debt Consolidation)

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